Rate Boost Certificate

Start at 2.00% APY APY is Annual Percentage Yield and assumes the dividends remain on deposit until maturity. Term is 24 months and rate is effective as of 09/09/2022. Dividend rate is fixed unless otherwise stated. Early withdrawal penalty equal to 180 days of dividends will be imposed if funds are withdrawn before maturity date. Fees may reduce earnings. A $1,000 minimum deposit is required to open a Rate Boost Certificate. Membership with Arkansas Federal Credit Union is required.. Boost it up later!You must alert Arkansas Federal Credit Union that you’d like to increase your rate. You may increase your rate one time during the initial 24-month term to the dividend rate in effect on the date of your request. If you choose to exercise the rate increase option, the new interest rate and APY will be in effect for the remainder of the term. Membership with Arkansas Federal Credit Union is required.

Today’s rising rates are great for saving! Get a great certificate rate now with the potential for an even better rate later. With our 24-month Rate Boost Certificate, you can start earning 2.00% APY APY is Annual Percentage Yield and assumes the dividends remain on deposit until maturity. Term is 24 months and rate is effective as of 09/09/2022. Dividend rate is fixed unless otherwise stated. Early withdrawal penalty equal to 180 days of dividends will be imposed if funds are withdrawn before maturity date. Fees may reduce earnings. A $1,000 minimum deposit is required to open a Rate Boost Certificate. Membership with Arkansas Federal Credit Union is required. now, and if interest rates go up, you can boost it to a higher rate.You must alert Arkansas Federal Credit Union that you’d like to increase your rate. You may increase your rate one time during the initial 24-month term to the dividend rate in effect on the date of your request. If you choose to exercise the rate increase option, the new interest rate and APY will be in effect for the remainder of the term. Membership with Arkansas Federal Credit Union is required. Talk about a win-win!

When you’re ready for your one-time rate boost, just give us a call or stop by your local branch and we can make it happen.

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Great Now, Better Later

Get a great rate now, and if our rate goes up, you can raise yours. It’s that easy.You must alert Arkansas Federal Credit Union that you’d like to increase your rate. You may increase your rate one time during the initial 24-month term to the dividend rate in effect on the date of your request. If you choose to exercise the rate increase option, the new interest rate and APY will be in effect for the remainder of the term. Membership with Arkansas Federal Credit Union is required.

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Guaranteed Returns

Enjoy steady, guaranteed growth, no matter what happens in the market.

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Low Min. Deposit

With a low minimum deposit opening of just $1,000, you can get started today!

More Features

  • Open your account with as little as $1,000
  • Available for a 24-month term for a regular share certificate or IRA certificate
  • As rates rise, so does your potential to earn more
  • Ability to request a one-time boost if rates go up during the certificate’s term
  • Even if rates drop, your money will continue to earn at the rate you’ve secured

A Great Choice If You

  • Want the flexibility to increase your rate during the term
  • Want a less risky alternative to the stock market
  • Want guaranteed returns
  • Prefer a hands-off approach to savings

Get Started Now. It’s Easy!

Set up your certificate account online from the comfort of home.
Have questions? We’re here for you. Call us at 800.456.3000 or visit your local branch.