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Credit Cards
Platinum VISA Classic
Consolidate your debt for less with AFCU and enjoy one of the lowest everyday rates in the country!
Whether you prefer to call, click or visit in person, we make your application process simple.
Call 800-456-3000 to speak to one of our credit card specialists or
To activate your new AFCU Credit Card call 800-527-7728.
* No annual fee, no balance transfer fee, and no over the limit fee. Foreign transaction fee = 1% of each transaction in US Dollars. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Interest on Cash Advances and Overdraft transfers will be charged on the balance from the date of transaction. Currently the standard variable APR is 6.75%-18.00%. Offer subject to change without notice and may end at any time.
3. Comparison based on creditcard.com on 03-31-17. APR = Annual Percentage Rate. Offer valid only on new VISA Classic Credit Card accounts. Subject to credit approval. No annual fee, no balance transfer fee, and no over the limit fee. Foreign transaction fee = 1% of each transaction in US Dollars. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Interest on Cash Advances and Overdraft transfers will be charged on the balance from the date of transaction. Currently the standard variable APR is 6.75%-18.00%. Offer subject to change without notice and may end at any time.
Visa Signature
Our VISA Signature Credit Card is perfect for those who want to get the most out of life. It features an EMV chip for added security and points that never expire.
- No Annual Fee
- Rewards redeemable for cash (1.5%)
- VISA Alerts to help detect fraud
- No foreign transaction fee
- $0 Fraud Liability
- Personal identity theft protection
- Travel perks including: Lost Luggage, Trip Delay, Trip Cancellation, & Hotel Theft
VISA Signature Concierge Service
When you need help, it's easy to turn to your VISA Signature Concierge Service for a variety of lifestyle benefits, including:
- Tickets to top sports and entertainment events
- Dinner reservations
- Travel reservations
Your concierge is here to help 24/7, contact them anytime at 800-953-7392 or click here.
Whether you prefer to call, click or visit in person, we make your application process simple.
Call 800-456-3000 to speak to one of our credit card specialists or
To activate your new AFCU Credit Card call 800-527-7728.
*No annual fee, no balance transfer fee, no foreign transaction fee, and no over the limit fee. Cash advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the member's standard APR on the balance from the date of transaction. Currently the standard variable APR is 11.74% - 18.00%. Offer subject to change without notice and may end at any time.
Visa Business Credit Card
The AFCU Visa Business Credit Card allows your business the flexibility of a revolving line of credit.
- Rates from 9.00% to 13.50%
- Balance Transfer Fee - $0
- Annual Fee - $0
- Cash Advance Fee – 5% of transfer amount
- Overdraft Protection - $3 per transfer
- Minimum Payment – 2% of statement balance
- Foreign Transaction Fee – 1%
- Free Transaction Alerts
- Visa $0 Fraud Liability
EMV Credit & Debit Cards
An EMV-enabled card is the global standard for cards equipped with computer chips, which help secure debit cards against fraud. EMV stands for Europay, MasterCard, Visa, the three companies that began the technology. EMV cards have a chip on them, which stores data and allows for greater security.
Along with the enhanced security and convenience of the EMV Chip, all of our cards have been redesigned. Current debit and credit cards with a magnetic stripe on the back will continue to work through this transition period. As new EMV cards are activated, the magnetic stripe on the current cards members carry will be deactivated. The new EMV cards will have both an EMV chip and a magnetic stripe.
The new cards will be reissued as they expire. Cards reissued as they expire will keep the same card number. Members who wish to receive a new EMV chip card before their current card expires can call or visit their local service center to request a new card. The un-expired requested cards will have a new card number. It will take up to two weeks for a member to receive the requested card.
Below are the benefits and steps for using these cards:
- Embedded microchip allows for more secure transactions
- Use at both chip enabled and traditional merchant terminals
- Accepted in 130+ countries, making traveling internationally hassle free
- Covered by $0 fraud liability, protecting you against unauthorized purchases