Credit Cards

Apply today to take advantage of one of the lowest everyday credit card rates available.

• Rates as low as 8.25% APR
• Balance Transfer Rate as low as 4.75% APR for the life of balance transfer
• $0 Annual Fee¹
• No Balance Transfer Fee¹
• No Over Limit Fee¹
• Mastercard Global Service^TM
• Zero Liability
• Mastercard Priceless^® Cities
• Mastercard Airport Concierge^TM
• Card Defend
• Identity Theft Resolution Services
• Chip Technology
• View Guide to Benefits

Apply Now

Call (800) 456-3000 to speak to one of our credit card specialists.

To activate your new Arkansas Federal Credit Card, call (855) 343-3822.

Forgot your PIN? With your EMV-enabled chip card, simply call (855) 343-3822 to select a new PIN.

¹No annual fee, no balance transfer fee, and no over the limit fee. Cash Advance fee = 5% per transaction. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the member's standard APR on the balance from the date of transaction. As of 1-1-19, the standard variable APR is 8.25%-18.00%. Offer subject to change without notice and may end at any time. All loans subject to approval and restriction may apply. APR = Annual Percentage Rate.

You deserve great benefits with no added costs, you get everything you would expect from a World Mastercard:

• $0 Annual Fee²
• Earn 1.5 points for every $1 spent on purchases²
• Mastercard Global Service^TM
• Purchase Assurance
• Identity Theft Resolution Services
• Mastercard^® Travel & Lifestyle Services
• Trip Cancellation/Interruption
• Travel Accident Insurance
• Mastercard Priceless^® Cities
• Mastercard Airport Concierge^TM
• Extended Warranty
• MasterRental/CDW Insurance
• Card Defend
• Zero Liability
• Chip Technology
• View Guide to Benefits

Apply Now

Call (800) 456-3000 to speak to one of our credit card specialists.

To activate your new Arkansas Federal Credit Card, call (855) 519-9523.

Forgot your PIN? With your EMV-enabled chip card, simply call (855) 519-9523 to select a new PIN. If you don't have an EMV-enabled chip card, call us or stop by your local branch and a new PIN can be mailed to you.

¹APR = Annual Percentage Rate. 0% APR is applicable to purchases and balance transfers completed during the first 90 days from account opening. Purchases and Balance Transfers made during this time period will remain at the special periodic rate of 0% APR for 18 monthly statement cycles from account opening. After the promotional period any unpaid balances are subject to the corresponding variable APR as stated in the Credit Card Agreement. Any purchases or balance transfers made after the initial 90 days are subject to the corresponding variable APR as stated in the Credit Card Agreement. As of 1-1-19, the standard variable APR is 13.24% - 18.00%. Balance transfers are subject to a transaction fee of 3% of total transaction amount. Cash advance fee = 5% of total transaction amount. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the standard APR on the balance from the date of transaction. Offer subject to change without notice and may end at any time. All loans subject to approval and restrictions may apply. ²Earn 1.5 point for every $1 spent on purchases. Points may be redeemed for cash back equal to 1.5%. Cash Advances and Balance Transfers do not earn points. Membership with Arkansas Federal Credit Union is required for this offer. Offer subject to change without notice and may end at any time. All loans subject to approval and restriction may apply. Offer is only valid for outstanding balances not currently financed through Arkansas Federal Credit Union.

• $0 Balance Transfer Fee
• $0 Annual Fee
• Mastercard Global Service^TM
• Mastercard Priceless^® Cities
• Mastercard Airport Concierge^TM
• Identity Theft Resolution Services
• Card Defend
• Zero Liability
• Chip Technology
• View Guide to Benefits

Apply Now

To activate your new Arkansas Federal Credit Card, call (855) 343-3822.

Forgot your PIN? With your EMV-enabled chip card, simply call (855) 343-3822 to select a new PIN.

¹APR = Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Foreign transaction fee = 1%. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the business member's standard APR on the balance from the date of transaction. As of 1-1-19, the standard variable APR is 10.50%-18.00%. Offer subject to change without notice and may end at any time. Subject to credit approval.

The Arkansas Federal Business Platinum Mastercard Credit Card allows your business the flexibility of a revolving line of credit.

• Rates as low as 10.50%¹
• $0 Balance Transfer Fee
• $0 Annual Fee
• Mastercard Global Service^TM
• Mastercard Priceless^® Cities
• Mastercard Airport Concierge^TM
• Extended Warranty
• Mastercard Easy Savings^® Program
• Identity Theft Resolution Services
• MasterRental/CDW Insurance
• Card Defend
• Zero Liability
• Chip Technology
• View Guide to Benefits

Apply Now

To activate your new Arkansas Federal Credit Card, call (855) 343-3822.

Forgot your PIN? With your EMV-enabled chip card, simply call (855) 343-3822 to select a new PIN.

¹APR = Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Foreign transaction fee = 1%. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the member's standard APR on the balance from the date of transaction. As of 1-1-19, the standard variable APR is 10.50%-18.00%. Offer subject to change without notice and may end at any time. Subject to credit approval.