Low rates. Low payments.

Routing Number: 282075028



Refinancing your home is a great option if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation, or simply lowering your monthly payment.

Why Refinance?

Lower interest rate

Take advantage of a lower interest rate to save on your monthly mortgage payment.

Fixed or Adjustable Rate

Switch from an adjustable rate loan to a fixed rate loan or change from one adjustable rate loan to another to lower your monthly payment.

Build Equity Faster

Build equity faster by shortening the term of your loan.


We make it easy to get started. Have questions and want to talk? We’re here for you.
Call us at (800) 456-3000 or visit your local branch.

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I enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because their customer service is spectacular.

— Chloe Cox