Low rates. Low payments.

Routing Number: 282075028

Home Refinance


Interested in refinancing your home loan? Great news, rates are dropping! But hurry. Rates won’t stay this low for long.

Refinancing your home is a great option if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation, or simply lowering your monthly payment.

Why Refinance?

Save money

Refinance to a lower rate. You could lower your payment or shorten your term.

Pay it off faster

With a shorter term loan, you pay less interest and become debt free sooner.

Cash out

Access your home equity to pay for renovation projects. As the value of your home rises, you can tap into your equity through a cash-out refi.

Benefits of our Home Refinance

Seize this opportunity to refinance with Arkansas Federal Credit Union and get these special benefits:

Origination Fee Waived1

An average savings of $1,700.

Up to 95% Financing

Compared to other banks which typically will only offer refi up to 85% of your home’s value.

Low Rates

Get the lowest rate and start saving today.


Apply online in under 20 minutes. There’s no cost to get pre-approved. Have questions?
Call us at (800) 456-3000 or visit your local branch.

Photo of Chole Cox

I enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because their customer service is spectacular.

— Chloe Cox


1. The 1% origination fee will be waived on eligible mortgage refinances. Offer subject to change without notice. Subject to credit approval. Restrictions may apply. Membership with Arkansas Federal Credit Union is required for this offer.