Auto & Home Insurance

Arkansas Federal Credit Union pleased to offer GAP coverage to our members. Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance.

• Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle such as the purchase price of the vehicle, registration, licensing fees, and upgraded equipment. MEMBER'S CHOICE GAP provides coverage for this potentially high-cost expense.
   
• Call 501-982-1000 in central Arkansas or 800-456-3000 outside central Arkansas and ask any of our Member Consultants about GAP coverage for your Car, Truck, Van, SUV, Boat, Motorcycle, ATV, Snowmobile, Personal Watercraft, or RV. The one-time fee can be simply added to your existing AFCU loan balance without any hassle.
   
• As an added bonus if you ever have to use your GAP coverage and you finance your replacement vehicle with Arkansas Federal, your GAP insurance will pay $1,000 towards the purchase of your new vehicle. It will also cover your insurance deductible, up to $1,000.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, you will be protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor.

All of the plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service:

• Towing
• Flat Tire Assistance
• Battery Jump Starting
• Lock-out Service
• Safe and Secure Package
• Minor Adjustments

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Protect your investment and family against unforeseen life events by adding Debt Protection¹ from Arkansas Federal and Partner CUNA Mutual Group to your loan – an affordable way to ensure your family is covered in the event of a death, disability or period of unemployment.

• Loss of Life – If you or your co-borrower pass away while covered under this benefit, the loan will be paid off (up to the maximum benefit)
• Disability – If you or your co-borrower becomes disabled while covered under this benefit, the monthly loan payment will be made (up to the maximum benefit)
• Involuntary Unemployment – If you or your co-borrower become involuntarily unemployed while covered under this benefit, the monthly loan payment will be made (up to the maximum benefit)
• No maximum age (benefits are reduced to 25% at age 70)

Ask your Arkansas Federal representative for details on how to protect your loans and your family.

¹All loans except credit builder and HELOCs are eligible for Debt Protection. Certain qualifications and restrictions by loan type and benefit apply. Debt Protection offered through CUNA Mutual Group. Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Are you ready to start protecting your smile and your vision?

Arkansas Federal has partnered with Delta Dental to provide our members with affordable dental and vision plan options for individuals and their families. These plans make it easy to protect your health and your wallet. You can choose from two dental plans that cover a wide range of services you may need—from routine services like oral exams, cleanings and X-rays to more complex services like bridges, crowns and dentures. You can add vision coverage to any dental plan to help you and your family maintain healthy eyesight. Our dental and vision plans are available to all Arkansas residents, regardless of age, dental history or pre-existing conditions, and our family plans provide coverage for dependent children up until the age of 26.

What's Covered?

For more information about costs, details of coverage, or to enroll online visit Delta Dental's website.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value