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Fast Track Your Tax Refund


This year have your tax refund direct deposited into your Arkansas Federal account and get it up to three weeks early!1 Whether you file electronically or on paper, according to the IRS, it’s the fastest way to get your money. Not only is it fast, but it’s free to set up.

So why wait longer than you have to? Here’s what you need:

  • Arkansas Federal Routing Number – 282075028
  • Your Arkansas Federal Checking or Savings account Number.

When you file your federal and state taxes, select direct deposit as your refund method, then type your Arkansas Federal account number and routing number. Make sure you enter the information carefully to avoid errors or delays.

Choose 1, 2, or 3 accounts

When filing, you can also choose to have your return split and deposited into as many as three different accounts, but it doesn’t mean you have to select that many.

Make it grow

Sure, you can place your refund into your Everyday Checking account, but why not make it grow by depositing it into a high-yield Elite Checking, Premium Checking, Money Market, or Certificate account? Return rates are excellent right now, so it’s a great option.

Keep an eye on it

You can track the status of your refund anytime with the Where’s My Refund Tool on

Don’t stop at just your tax refund! 

Get your paycheck early too! Seriously. Arkansas Federal members who have direct deposit get paid up to two days early with Early Pay.2 And it’s not limited to just paychecks and tax refunds. This even works for benefits like social security, pensions, and Veteran’s benefits. It’s a free service and easy to set up.