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Arkansas Federal Credit Union
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2. Vacation Loan (Personal Loan) amounts vary but can be as high as $25,000. Upon submitting an application, you may qualify for a lower loan amount. Terms start at 24 and go up to 60 months. Rates are subject to change based on market conditions and borrower eligibility. Not all applicants qualify for the lowest rate. The lowest rates are reserved for the most creditworthy borrowers. Your actual rate will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.

 

3. If you are a member of Arkansas Federal Credit Union and already have a checking or savings account with Arkansas Federal, once approved, funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union officers are open.

 

4. Average credit card rate according to Nerd Wallet as of 01/10/2024.

 

5. The comparison chart is for estimated comparison information purposes only. The minimum credit card payment was calculated based on an average of 4% due of the outstanding balance. The monthly payment will decrease as the balance is paid down, but for simplification purposes, the balance and payment remain the same for the example chart.

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NMLS# 418494