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Joining AFCU is Easier Than Ever!

All Arkansas residents are now eligible for membership through our partnership with the American Consumer Council. To see other eligibility options click here.

To open an account, stop by any of our service center locations or open your account online.


Lifetime Membership

Once you become a member, you're always a member!

Member Benefits

AFCU member benefits include higher interest payments, lower loan rates, and personal service. Best of all, your membership with AFCU represents a share in ownership. We pride ourselves on serving our member's best interests. That's why AFCU doesn't have any stockholders.

The Credit Union Difference

AFCU is a not-for-profit financial cooperative that exists to serve our members, not to make a profit. The credit union philosophy is all about people helping people, and at AFCU our people-first approach inspires members and employees to get involved in their communities and local charities, and make a difference.

USA Patriot Act and Credit Bureau Disclosure—Important information about opening a new account. Federal law requires that we obtain, verify and record information that identifies each person who opens an account, including joint owners. Within this application, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity. Please note that you will also be authorizing AFCU to obtain a consumer credit report to evaluate your creditworthiness.