Membership open to all Arkansans.

Routing Number: 282075028


Arkansas Federal Credit Union seeks to make a difference in the lives of our employees, customers and the communities we serve. As a not-for-profit financial institution, we invest our profits back into benefits for our members through high dividends and low loan rates. Join our 100,000+ members, and start enjoying our full-service financial institution with solutions for both consumers and businesses. No military or government affiliation is required. If you are an Arkansan, you eligible to become a member and start saving and earning more. #OpenToAllArkansans

Joining Arkansas Federal is Easier Than Ever!

All Arkansas residents are now eligible for membership through our partnership with the American Consumer Council or view our other eligibility options.

To open an account, stop by any of our branch locations or open your account online.

Join Today!


The Arkansas Federal Difference

Lifetime Membership

Once you become a member, you're always a member!

The Credit Union Difference

Arkansas Federal is a different kind of bank. We're a financial institution that is relied on by 100,000 members and growing everyday! We are for hard-working Americans who want a better future today. With better rates, you can have a better life and we can help you get there faster. Join us today.

USA Patriot Act and Credit Bureau Disclosure—Important information about opening a new account. Federal law requires that we obtain, verify and record information that identifies each person who opens an account, including joint owners. Within this application, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity. Please note that you will also be authorizing Arkansas Federal to obtain a consumer credit report to evaluate your creditworthiness.

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