Checking Premium Checking

Rates as high as 3.00% APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 05/04/2022. To qualify for the 3.00%, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 3.00% APY applies to balances $0–$10,000. Balances $10,000.01-$15,000 earn 1.00% APY. Balances $15,000.01 - $25,000 earn 0.15% APY. Balances $25,000.01 or more earn 0.01% APY. Fees could reduce earnings. $15 mo. fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details.

Get more from your checking account and enjoy unlimited access to your funds while earning as high as 3.00% APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 05/04/2022. To qualify for the 3.00%, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 3.00% APY applies to balances $0–$10,000. Balances $10,000.01-$15,000 earn 1.00% APY. Balances $15,000.01 - $25,000 earn 0.15% APY. Balances $25,000.01 or more earn 0.01% APY. Fees could reduce earnings. $15 mo. fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. on your balance. That’s a higher interest rate than most certificates, money markets, and savings accounts—all without being shackled to a bunch of extra fees.

Why let your money just sit there?

Put a little more Cha-Ching in your pocket with as high as 3.00% APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 05/04/2022. To qualify for the 3.00%, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 3.00% APY applies to balances $0–$10,000. Balances $10,000.01-$15,000 earn 1.00% APY. Balances $15,000.01 - $25,000 earn 0.15% APY. Balances $25,000.01 or more earn 0.01% APY. Fees could reduce earnings. $15 mo. fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. just for doing things you do every day, like using your debit card.

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Features & Benefits

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Earn

Earn as high as 3.00% APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 05/04/2022. To qualify for the 3.00%, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 3.00% APY applies to balances $0–$10,000. Balances $10,000.01-$15,000 earn 1.00% APY. Balances $15,000.01 - $25,000 earn 0.15% APY. Balances $25,000.01 or more earn 0.01% APY. Fees could reduce earnings. $15 mo. fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details.. That’s right. We reward you for banking with us, not the other way around.

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Save Automatically

With Cents to Savings, we’ll round up your debit card purchases to the nearest dollar and send the difference to your savings.

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Early Pay

Tired of waiting for payday? With Arkansas Federal’s Early Pay, you can get paid up to two days early!Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.

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Also Included

  • Free online and mobile banking to check your balances, transfer funds and more
  • Turn your card on and off, set spending limits, and receive alerts with Card Defend
  • View your credit score, monitor activity, and learn what impacts your score with Credit IQ
  • Quickly and securely send money to friends and family with Zelle®
  • Online bill pay
  • Access to e-Statements, e-Notices, and e-Alerts
  • Get your pay safely and conveniently using Direct Deposit

Go Cashless

When you add Apple PayGoogle Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

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Get Started

Set up your account in under 10 minutes.
Have questions? Call us at 800.456.3000 or visit your local branch.