What Is a Premium Checking Account

A premium checking account has all the aspects of any other checking account but with the added bonus of tons  of features and benefits. You get unlimited access to your funds all while earning a higher annual percentage yield on your balance. 

Arkansas Federal Credit Union is dedicated to providing you with the ultimate banking experience. Our premium checking account offers over 100x the national average with the potential to earn more with us in a month than you would at other banks in an entire year.* Contact us today and meet with our experienced team to learn why so many people trust Arkansas Federal with all their financial needs. 

Benefits of a Premium Checking Account 

Opening a new premium checking account means you gain access to benefits that you can’t get from an average checking account. Arkansas Federal offers one of the best premium checking accounts with high APY and benefits. 

Still not sure if a premium checking account is the right move for you? Check out all the advantages you’ll have when you open a premium account with Arkansas Federal. 

Lower Fees 

Certain banking institutions and checking accounts will bombard you with fees and terms that are too confusing to understand, all while emptying your pockets. It can be difficult to find a banking institution that offers little to no fees, but with Arkansas Federal’s premium and other checking accounts, you’ll enjoy less fees.

Financial Advice And Management 

Whether you need help with your day to day budget, bills, or find the best loan,, you can receive financial advice to make the best move for your financial situation. 

Are Premium Accounts Worth It? 

Just like making any major financial decision, it ultimately comes down to whether a premium checking account is worth it to you or not. Although premium checking accounts offer a variety of benefits for their users, there are requirements that may not fit your needs. Some banks have a balance requirement to open a premium account which can be higher, making it inaccessible for people with certain financial constraints. Another factor to take into consideration is the monthly service charge that can vary depending on who you bank with. 

If you’re looking to get more out of your banking experience, then a premium checking account could be a step in the right direction. Considering the pros and cons is crucial for discovering if a premium account is the right choice for you financially.  

Premium Checking With Arkansas Federal 

If you have ultimately decided that a premium checking account is the right decision for you then lo

ok no further than Arkansas Federal Credit Union. We offer a higher dividend rate than most certificates, money markets, and savings accounts. Unlock access to exclusive benefits and features to get more from your checking account. 

Automatically Save 

When you open a premium account with Arkansas Federal, you can also enroll in Cents to Savings, where we round up your debit card purchases to the nearest dollar and then send the difference directly to your savings account. There are no limits to what you can save and we make saving as easy as possible with our cents to savings feature!

Early Pay  

If you’re tired of waiting around for your next pay day then we may have a solution with Arkansas Federal’s early pay feature. With the early pay feature you can get paid up to two days earlier with direct deposit.** Setting up early pay is easy, simply complete our payroll authorization form then submit the form to your employer’s payroll department. All it takes is two easy steps and you’re ready to enjoy an early payday! 

More Benefits

Keeping up with your cards or wallet can be difficult, especially when traveling. Arkansas Federal is proud to offer cashless services through Apple Pay, Samsung Pay, and Google Pay. Another exclusive feature is Credit IQ where you can view and monitor your credit score. You can also enjoy access to free online and mobile banking along with the safety of direct deposit makes handling your money a breeze.  

Learn More About Arkansas Federal Premium Checking

Learn why so many trust Arkansas Federal and our experienced team to handle their finances. If you are interested in learning more about our premium checking account and benefits, stop by your local branch or call us at 800.456.3000.